Whether you are looking to buy a property in Reading, or somewhere else in Berkshire, because of its rich history or its growing arts and community culture, our knowledge of the mortgage market and the local area is extensive.
At Watson Property Finance, we provide advice and assistance with all kinds of mortgages, from the more regular residential mortgages to advanced and specialist ones. And that’s not all. We can help with different forms of protection too.
Should you need to release some cash from your home, our mortgage and protection advisers can also help with equity release.Our services are all tailored to your needs, so you receive the advice that’s most suited to you and your financial situation and ambitions for the future.
Residential mortgages
Our approachable Reading mortgage and protection team are highly experienced in residential mortgages, in all their forms, including first-time buyer, remortgages, standard variable rate and fixed rate mortgages, tracker, cashback and offset mortgages, second charge, self-build, retirement interest only or adverse credit mortgages.
They will work with you to establish which lender and deals are most fitting for you and your circumstances. They will guide you through the application process and be on hand for support throughout.
Commercial mortgages
If you are considering purchasing land and/or buildings for your business, our Reading-based commercial mortgage specialists can help.
They can also assist with limited company lending, accessing specialist lenders for Reading, Berkshire and even further afield.
Advanced mortgages
If you are looking to finance a Berkshire buy-to-let property, the expertise of our advanced mortgage team will be useful. Experienced and knowledgeable, our mortgage brokers have contacts throughout Reading and beyond.
They can also help with high-value mortgages and second properties, let-to-buy and holiday let mortgages. And they can assist with self-employed mortgages too.
Protection
Our Reading-based protection specialists have sound expertise in insurance, and an array of contacts. They can provide guidance on life assurance, family income benefit, income protection, private medical insurance, critical illness cover, landlord insurance and insurance for military personnel.
Equity release
If you are looking to release equity from your Reading-based home, our equity release specialists are on hand to help with lifetime mortgages and home reversion plans. Once they’ve assessed your needs, they will provide advice on the most suitable potential routes. They can alleviate any stress or concerns you may have by guiding you through the process.
Business protection
For business protection in Reading and the surrounding areas, our insurance expertise is extensive. There is no more asset more valuable to any business than its people. Our team can help you source the most suitable ways to protect them – your staff and/or shareholders – and your business.
Watson Property Finance also serves Slough, Oxford, Luton and Aylesbury and Watford. That said, our clients live in various parts of the UK and we are more than willing and able to help them too.
Contact our Reading, Berkshire team today for help with sourcing the most suitable mortgage or protection products for your individual circumstances.