With so much to see and do in Watford, it’s unsurprising this vibrant Hertfordshire town draws so many newcomers to the area and keeps residents wanting to stay. Not far from Northwest London, Watford boasts rich history, abundant culture, superb shopping facilities and charming green spaces. It’s also home to the famous Watford FC and Warner Bros. Studio Tour London.
Whether you want to move to Watford or stay and upsize or downsize, our Watford-based mortgage and protection team can help you make it happen. They are highly experienced and know the local area and mortgage market.
Whatever type of mortgage you need, at Watson Property Finance, our team will be qualified to help. They deal with regular residential mortgages, as well as more advanced specialist mortgage types. They’re also able to assist with protection and equity release products.
Residential mortgages
Our Watford, Hertfordshire mortgage and protection specialists can help with all types of residential mortgages, including:
So, whatever life stage you’re at – whether you’re buying your first home, building your home or moving, for example – and whatever your financial circumstances, our dependable Watford-based team can give you sound advice that’s tailored to your needs.
They will establish your situation and goals and then set about finding the most suitable solution for you.
Commercial mortgages
If you are looking to purchase land and/or buildings for your business in Watford and the surrounding areas – or anywhere else in the UK for that matter, our commercial mortgage brokers can help.
They may have access to specialist lenders nationwide that you will not otherwise know about and can provide support with commercial mortgages and limited company lending options.
FOR THIS ADVICE, WE WILL REFER YOU TO A SPECIALIST BROKER.
Advanced mortgages
If you need a mortgage to purchase a Watford-based buy-to-let property, a high-value home or estate or a second property, you will need an advanced or specialist mortgage. The same applies if you need a let-to-buy or holiday let mortgage. For help securing a mortgage, you’re in the safest of hands when you use our advanced mortgage brokers located in Hertfordshire.
If you’re a self-employed professional based in Watford, our team can assist with your mortgage matters too.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Commercial Lending and most Buy to Let, Let to Buy and Holiday Let mortgages are not regulated by the Financial Conduct Authority.
Protection
For advice you can count on, our Watford-based protection specialists have a deep understanding of insurance and best practices. Whether you need life assurance, family income benefit, income protection, private medical insurance*, critical illness cover, landlord insurance or insurance for military personnel, they’ll be able to help.
*This is a referral service.
Equity release
Our Hertfordshire equity release team can provide reassurance and ease the application process for equity release. They will give you tailored advice so you can feel comfortable that you are making the best possible decision for you.
A Lifetime Mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead. This is a referral service.
Business protection
Our protection team can help you source the most suitable business insurance with a consummate Watford business protection service.
Watson Property Finance also serves Slough, Reading, Oxford, Luton and Aylesbury, as well as the rest of the UK.
Contact our Watford team today for more information.
