Whether you’re drawn to the Bedfordshire town of Luton, with its own airport and football club – Luton Town FC – or the bustling Buckinghamshire market town of Aylesbury, steeped in history and heritage, or any of the surrounding areas, our team of mortgage specialists can help you with your mortgage requirements.
Whether you’re hoping to move to one of these popular areas or residing in one of them and would like to stay, if you need a mortgage, our Luton and Aylesbury team of brokers will be able to assist you.
Watson Property Finance is well-established in the local community and surrounding areas of Luton and Aylesbury. And our experienced mortgage and protection team are qualified to provide support with all types of mortgage matters, whether you need a customary residential mortgage or a more advanced, specialist one.
Able to offer guidance with protection and equity release too, we have a deep understanding of the Bedfordshire and Buckinghamshire areas and the local mortgage and protection markets.
Residential mortgages
Our Luton and Aylesbury mortgage advisers can help with all types of residential mortgages, including:
So, whatever your next life stage is – whether that’s moving into your first or next home, or even building your own, our reliable Luton and Aylesbury team can advise you according to your own unique circumstances and goals.
Once they’ve established your needs, they’ll begin searching for the most suitable outcome for you.
Commercial mortgages
If you would like to purchase land and/or buildings for your business in Luton or Aylesbury – or anywhere else UK-wide – our commercial mortgage advisers could have access to specialist lenders and deals that you may not otherwise know of.
Our Luton and Aylesbury team can offer bespoke advice on commercial mortgages and limited company lending options.
FOR THIS ADVICE, WE WILL REFER YOU TO A SPECIALIST BROKER.
Advanced mortgages
Should you need an advanced or specialist mortgage for a Luton or Aylesbury buy-to-let, high-value home or estate or second property, the Watson Property Finance team can help.
And if you’re a Luton or Aylesbury-based self-employed professional, our specialist advisers can assist with your mortgage matters too.
Serving the nation, we can also help if you’re further afield.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Commercial Lending and most Buy to Let, Let to Buy and Holiday Let mortgages are not regulated by the Financial Conduct Authority.
Protection
Our Luton and Aylesbury protection specialists understand insurance and best practices. So, if you need life assurance, family income benefit, income protection, private medical insurance*, critical illness cover, landlord insurance or insurance for military personnel, you’ll be in the safest of hands.
*This is a referral service.
Equity release
You can count on our Luton and Aylesbury equity release team to provide reassurance and a smoother application process.
They’ll listen to your needs, circumstances and any concerns you may have, making sure you get the most suitable advice for your individual situation.
A Lifetime Mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead. This is a referral service.
Business protection
For any Luton or Aylesbury business protection needs, we can help you source the most suitable insurance, with cover for your staff and/or shareholders.
Watson Property Finance also serves Watford, Slough, Reading, Oxford, as well as the rest of the UK.
For more information, contact our Luton and Aylesbury team today.
